is available on Flexi Payment Plans and is not available online. Offer is ongoing until further notice. Minimum spend $200. Q Mastercard New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. Annual account fee of $50 applies. Existing cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout
period. Paying only the minimum monthly payments will not fully repay the loan before the end of the
period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of
period. Lending criteria, fees, terms & conditions apply. Rate & fees correct as at
of publication, subject to change. See qmastercard.co.nz/apply
for details on Q Mastercard.