*12 months
interest free
is available on Flexi Payment Plans and is not available online. Offer is ongoing until further notice. Minimum spend $200. Q Mastercard New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment. Annual account fee of $50 applies. Existing cardholder fee – $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout
interest free
period. Paying only the minimum monthly payments will not fully repay the loan before the end of the
interest free
period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of
interest free
period. Lending criteria, fees, terms & conditions apply. Rate & fees correct as at
date
of publication, subject to change. See
qmastercard.co.nz/apply for details on Q Mastercard.